The quantum of the fees pertaining to the various qualifications depends on the level of the course e.g., the Diploma is more expensive than the Introductory Certificate. SAMBA has managed to orchestrate student loans up to R250,000 from a leading South African banking institution. During the first 12 months of the study period, only interest is paid (less than 12% per annum), with capital redemption thereafter for a period of up to 48 months. Note that the current interest rate can change in line with economic conditions.